Licensed & Insured South Florida Contractor
Licensed & Insured South Florida Contractor
Storm damage to your roof? We're a licensed South Florida contractor who helps you document the damage properly, work with your adjuster, and get fairly treated, honestly, with no inflating and no fraud. Free storm-damage inspection.
Licensed & Insured
Hurricane-Rated Systems
Free, Written Quotes
Warranty-Backed WorkTell us about your roof damage and we'll provide a free, thorough inspection and honest documentation to support your insurance claim.
Roof Insurance Claim Support
Filing a roof insurance claim in Florida can feel overwhelming, especially after a storm, when you're already dealing with damage to your home. Between understanding your policy, documenting the damage properly, dealing with the adjuster, and making sure the full scope of the damage is actually captured, it's easy to feel out of your depth. That's where having an experienced, licensed roofing contractor on your side makes a real difference.
Assured Supreme is a licensed, insured South Florida contractor (CGC 1516154 / CCC 1328696), and we help homeowners navigate roof insurance claims the right way. We thoroughly inspect and document legitimate storm damage, including the damage that isn't visible from the ground, and we can be present when your adjuster inspects so nothing gets missed. We document what's real and honest, no inflating, no fraud, just making sure you're fairly treated. If you have storm damage, call 561.423.4794 for a free inspection.
Understanding the process helps you approach your claim with confidence. Here's how it generally works:
Our guide on filing a roof insurance claim in Florida walks through each step in detail.
This is one of the most important things to understand. Insurance generally covers sudden, accidental damage, like a hurricane tearing off shingles or tiles, but not gradual wear, aging, or lack of maintenance. So a storm-damaged roof may well be covered, while a simply worn-out roof typically isn't. This is exactly why thorough, professional documentation matters: it helps establish that the storm caused the damage. We're roofers, not insurance agents, so your insurer ultimately determines coverage, but we make sure legitimate damage is clearly documented to support your claim.
As your licensed roofing contractor, here's the value we bring to your insurance claim:
Be cautious of storm-chasers who promise to get your whole roof paid for or encourage inflating damage, that can expose you to insurance fraud. We stay firmly on the right side of that line: we document what genuinely exists and help you get fairly treated. Our guide on choosing a roofing contractor explains why working with an established, licensed local contractor protects you.
Beyond claims, your roof affects your premiums. A wind mitigation inspection documents your home's storm-resistant features, your roof's covering, age, deck attachment, and secondary water barrier, so you can claim insurance credits that lower your premium. If you've recently had roof work done, this is worth pursuing. Our guide on whether a new roof lowers insurance explains how a code-compliant roof can improve your insurance situation.
If your roof has storm damage, or you suspect it might, the best first step is a free inspection. We'll assess your roof thoroughly, document any legitimate damage clearly, and help you understand your options, all with no charge for the inspection and no pressure. Call 561.423.4794 or request your free inspection through our contact page. As a licensed, established local contractor, we'll treat your claim honestly and help you get fairly treated.
Insurance Claim FAQs
Yes. As a licensed, insured South Florida contractor, we help homeowners navigate roof insurance claims by thoroughly inspecting and documenting legitimate storm damage, including damage not visible from the ground, and by being present when your adjuster inspects so the full scope is captured. We document what's real and honest, helping you get fairly treated without crossing into fraud.
It depends on the cause and your policy. Insurance generally covers sudden, accidental storm damage, like a hurricane tearing off shingles or tiles, but not gradual wear, aging, or lack of maintenance. This is why professional documentation matters, it helps establish the storm caused the damage. We're roofers, not insurance agents, so your insurer determines coverage, but we document legitimate damage clearly to support your claim.
Florida has time limits for filing storm claims, and they can be strict. The exact deadline depends on your policy and circumstances, so contact your insurer promptly and don't delay. Filing as soon as reasonably possible protects your claim. We can inspect and document your damage quickly to help you meet your deadline.
It's a good idea. A licensed roofer present at the adjuster's inspection helps ensure the full scope of damage is captured rather than minimized, including damage that's easy to miss from the ground. We can attend your adjuster inspection and make sure legitimate damage is properly documented, so you're treated fairly.
Unfortunately yes. After major storms, South Florida sees storm-chasers who pressure homeowners, promise to get whole roofs paid for, or encourage inflating damage, which can expose you to insurance fraud. Protect yourself by working only with a licensed, established local contractor who documents real damage honestly. We stay firmly on the right side of that line.
Many Florida policies have a separate, higher deductible specifically for hurricane or windstorm damage, often a percentage of your home's insured value rather than a flat amount. Understanding your hurricane deductible before filing tells you whether a claim makes financial sense for your damage. Your policy documents spell out your specific hurricane deductible.
Get a free roof inspection and a fair written repair quote from a licensed South Florida team — fast response on active leaks.
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